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Landlord Insurance for Multiple Properties

Compare Landlord Insurance

Purchasing property is a big investment, and one not to be taken lightly. Many people have found the buy to let option to be the best way for them to get a foot on the property ladder, and even experienced developers are seeing the benefits that consistent income from rentals can bring.

However, too often home owners are caught out by the extra red tape found with letting multiple properties. One area that is often overlooked is how landlords should go about insuring their new properties. If you have bought a property you intend to use for rental to tenants, you will need to buy landlord insurance for it. This will usually cover the property itself, but some policies also insure the contents too.

Some landlords decide to expand their property portfolio and buy multiple properties to use for renting out to tenants. If this applies to you, you’ll need to make sure each property is insured. If you only get one additional property you may be happy to take out another landlord insurance policy. However you may want to find out more about landlord insurance for multiple properties first.

Insurance is

How Much Does it Cost to Replace Fascia Boards, Soffits and Gutters?

Guttering Replacement

While your roof does an excellent job of keeping the rain out of your home, fascia boards, soffits and guttering also have essential tasks to do. The fascia covers up the ends of the roof rafters, protecting them from the elements and helping to keep the building watertight. Soffits are underneath the fascias. If you stand by the front of your home and look up, the soffit is the board that is facing you, parallel with the pavement. Finally the guttering collects rain from the roof and takes it away into the drains, or into a water butt in the back garden if you want to save water for your plants.

As such, all three elements are very important to get right if you want to protect the fabric of your home from potential water damage. Wooden fascia boards and soffits can rot away, letting the water in and causing no end of problems. Old or faulty guttering can come away from the building, or allow water to leak into or down the walls.

How much might you pay to have your fascia boards, soffits and guttering replaced?

 

Any quote you get will

How Much Does Underfloor Heating Cost?

If you’re thinking about adding underfloor heating to a new part of your home such as a conservatory or extension, you’ll want to look into costs before you do so.

Here we take a look at costing and also the benefits of installing such a system.

What are the advantages of underfloor heating?

Warm Floor

There are plenty of perks to having this form of heating. Comfort has to be one of the key ones. No more walking on cold floors – instead you can walk barefoot through your extension in winter and still have warm feet.

Additionally, they can help you save on your heating bills. The amount of radiant heat offered by underfloor heating makes it more pleasant to have than radiators. Since the pipes for the heating are usually set into the screed under the floor, it takes far longer for them to cool down once the system is switched off too. This is beneficial because you’ll still be able to benefit from the heat coming through the floor.

It is also less common to experience problems or leaks with a properly-installed system. This compares favourably to the prospect of a leaking radiator that

Furnace Repair In Columbus

Just because Columbus is also known as the “Valley of the Sun” and experiences extremely high temperatures most of the year does not mean that there are  Columbus furnace repairs homes. In fact, many homes have furnaces for those unforeseen wintry cold snaps, and from time to time householders have to resort to furnace repair. Columbus appliance repair firms are very knowledgeable about furnaces, so Columbus householders need have no compunction about calling someone in to help. An internet search will reveal the names and contact details of these firms, all of which have highly skilled technicians standing by to help with furnaces and any other household appliances that need specialist attention.

The relative complexity and hard-to-reach nature of a home furnace or boiler makes it the kind of device that you should not attempt to fix on your own. Rather call in an expert in furnace repair. Phoenix householders should know that a furnace is regarded by people in the know as a major household appliance. Essentially it works by burning gas (the most commonly used fuel in the U.S. for furnaces is natural gas), oil, electric or solids such as coal, wood etc. Where electrical power is

How To Choose The Right Blinds for Your Conservatory How To Choose The Right Blinds for Your Conservatory

Many people choose to have conservatories installed in their home so that they can enjoy bright sunlight and relative warmth without having to leave their home and venture out into the unpredictable British weather. Whether using the conservatory as a dining space, a place for relaxation or somewhere to entertain, they’re a wonderful – and valuable – addition to the home.

One thing that all conservatories need, however, is a way to control the sunlight that streams in from every angle. Having blinds installed is a great way to do this – there are a multitude of options designed to suit your own needs, and they give you full control over how much sunlight manages to creep into your conservatory. Here’s how to ensure you choose the right blinds for yours:

Type of conservatory blinds

The first thing you’ll need to think about is what type of blinds you want to have installed. There are four types of blind that rank among the most popular for conservatories in the UK:

Roman blinds – these blinds consist of a horizontal rail and a section of fabric, which can be pulled downwards manually for total control. Simple, elegant and effortlessly stylish, these blinds come in an

Big ideas for small spaces

Living in a small house doesn’t have to mean sticking to small ideas. If the ‘tiny house’ movement has taught us anything, it’s that big ideas are right at home in the smallest of spaces.

So if you’re struggling to maximise the room in your abode, try these grand ideas:

Think outside the walls

How can you avoid the ‘boxed in’ look that makes small spaces look even tinier? By rethinking your walls. While one big open plan space might seem like a good idea, it isn’t ideal for separating the sleeping nook from the living and eating areas.

A clever trick is to build a freestanding wall. This acts as a solid room divider, providing additional storage behind cabinet doors, without closing off the entire space with a door.

Smart storage

Making a little look like a lot is all about clever storage. The more stuff there is to clutter up a room, the pokier it will appear. So speak with a cabinetmaker or builder about custom cabinetry that hides everything away. For instance, a single flat screen TV mounted on a wall or floor-to-ceiling unit in the living room will create the illusion of space, while a mess of cables and an overflowing DVD

Interior design: how to find a balance when you and your partner have different tastes

Compromise is at the core of every relationship. Living harmoniously with our partner is all about give and take. But what do you do when your interior design tastes are poles apart? You like minimalism and she likes shabby chic. Or he wants to hang his signed Jackie Chan poster in your elegant French provincial living room.

While we can’t give you relationship counselling advice, we have rounded up some top tips to hopefully help you and your partner say ‘Yay!’ about your redesigned space and not ‘Arggghhh!’

Consult an interior designer

Ask an interior designer if all they do is design, and they’ll likely laugh. After all, most have also become experts in the art of calming clashing couples.

So if you and your partner can’t agree on how your home should be decorated, hire an interior designer or interior decorator. They can act as mediator, taking on board each of your ideas and expectations, and merging them into a cohesive design. That way, both of you sign off on the new design – without playing the blame game if something doesn’t go to plan.

Set your priorities

Whether you work with a professional, or DIY, your first step should be to write a

Ways to Turn the Side of Your House Into a Calming Garden Space

We pay attention to our front and backyard landscaping, but often overlook the landscaping on the sides of the house. You don’t need a wide side area to transform the side of your house into a calming garden space. Here are seven ways to do it.

One: Pavers

You may only have a narrow space to work with on the side of the house. If you want one side to be a passageway from the front to the back of your house, your choice of pavers can turn a short walk into a tranquil journey. If the ground does not receive light or to reduce maintenance in a tight space, surround your pavers with pebbles and you will only have to remove leaves and debris occasionally.

Two: Plants for Narrow Spaces

If you only have a narrow area to work with, you can still grow plants at the side of your house. Hang plants from the eaves and you can turn the side of your house into a tranquil garden. If you have enough space for a path and plants, choose tall plants that grow straight up rather than spread out. Your local nursery can help you select plants that thrive in shade or

How much does concrete stencilling cost?

You’ve probably seen dozens of examples of concrete stencilling. You admire the look of the driveway or other surface, but may not have thought about how the effect was achieved. If you have a concrete driveway, patio or other outdoor concrete surface that needs a new lease on life, concrete stencilling is your most cost-effective option. What is Concrete Stencilling?

As the name implies, concrete stencilling is a process that involves laying a stencilled pattern over concrete. It is one of the techniques used by concrete resurfacing experts to give a concrete surface a stylish and distinctive look.

The stencilling process achieves two things. After the stencil is laid over the prepared concrete surface, concrete with a colouring agent is sprayed or spread over the surface. When the stencil is removed, the surface has depth and texture. When done by experts, the surface can look like brick, pavers or natural stone. Many other effects can be achieved, as well. For dozens of examples of what you can achieve with concrete stencilling, have a look at our Driveway Design Ideas and Concrete Resurfacing Ideas pages.

By combining colours and stencils, you can create any look you want. In fact, the possibilities are only

Birdhouses and Bird Feeders

When it comes to observing animals, nothing gets more face time than birds. Watching our feathered friends is a popular pastime for many people of many different ages. A serious bird watcher can spend a lot of time outfitting him or herself with equipment (both physical and mental) to do the job in the wild. For those who would rather have the wild come to them, putting up a birdhouse or bird feeder will do the trick quickly and without the worry of poisonous snakes or even mosquito bites.

Bird Feeders
Even before a habitat, a bird feeder is the most logical first step for those who want to watch birds on their property. Offering free food in any form will draw birds to your yard; if you simply scatter birdseed in your lawn, it’s likely you will soon draw a small crowd. People like to have bird feeders, though, because it gives you more control over a few aspects of observing the birds.

Having a feeder means you can decide where your watching spot will be and put it directly in your line of sight. Also, having the food off of the ground gives you a view that won’t be

Showing Your Home With Pets

When your selling your home the general advice is to clean, repair and depersonalize. While this is great advice for the house in general, how do you make and keep your home “show” ready when you have pets? First and foremost, you as the home owner and pet lover must understand that potential buyers don’t share your love for your pets, and having to deal with them at a showing or seeing (or worse smelling) evidence of them can be a huge turn off. So what is a pet lover to do?

Relocate
When asking the real estate agents who’s job it is to sell your home, the most popular answer is to relocate them while your home is on the market. Essentially, if they are removed from the home, whether staying with friends or boarded, the home can be deep cleaned once and be ready at a moments notice for a showing. For many people this option is out of the question. Few people are willing to send their beloved animals away for what could be 6 months or more and even fewer can afford to board them for that long.

Minimize
If you can’t (or won’t) send Fido

Declutter Your Home for a Faster Sale

When you’ve decided it is time to move and don’t have the time to prepare your home for that quick sale, consider home staging. This does not mean a total redesign, it does however, require a serious plan to make your home inviting and desirable to prospective buyers.

So, where do we begin?

The first step to successful staging is to clean out and declutter. Remove all piles of newspaper, magazines, third class mail. Put all folders back into your office space. Clear off dressers and bathroom vanities. Clean up the laundry room. Rid the space of extra baskets and move extra bottles of soap into cabinets or down in the lower level on shelves. Neatly organize all closets, especially the master closet and main coat closet. Give prospective buyers the opportunity to visualize their belongings in large, clean spaces.

Depersonalize! Remove all family photos from tabletops and bookcases. Take a look at your fridge. Is it plastered with soccer schedules and coupons? Get rid of those too. Sort your child’s artwork into folders and store in bins that are out of sight. Sort your children’s shoes and donate outgrown hockey skates and soccer shoes.

Take a walk through your home and remove large

Home Staging May Be The Key

When you’ve decided it is time to move and don’t have the time to prepare your home for that quick sale, consider home staging. This does not mean a total redesign, it does however, require a serious plan to make your home inviting and desirable to prospective buyers.

So, where do we begin?

The first step to successful staging is to clean out and declutter. Remove all piles of newspaper, magazines, third class mail. Put all folders back into your office space. Clear off dressers and bathroom vanities. Clean up the laundry room. Rid the space of extra baskets and move extra bottles of soap into cabinets or down in the lower level on shelves. Neatly organize all closets, especially the master closet and main coat closet. Give prospective buyers the opportunity to visualize their belongings in large, clean spaces.

Depersonalize! Remove all family photos from tabletops and bookcases. Take a look at your fridge. Is it plastered with soccer schedules and coupons? Get rid of those too. Sort your child’s artwork into folders and store in bins that are out of sight. Sort your children’s shoes and donate outgrown hockey skates and soccer shoes.

Take a walk through your home and remove large

Want to Sell Your Home Quickly?

Declutter Your Home for a Faster Sale

Buying a house is buying space… usable square feet. The more livable space you can showcase a prospective buyer, the more you’ll be able to sell it for. Keep in mind, buyers usually see several houses in the same day and you want them to remember your house clutter free.

Buyers are not interested in walking through rooms filled with too much furniture or looking at your various “collections” of things jammed on every shelf and overflowing storage available space. Buyers won’t imagine how your house looks empty and clean – they want to actually see it that way.

If you do one thing to improve the value of your house before you sell it – make it clutter free and really clean.

Trying to declutter the entire house at once is not advised. A room by room approach allows you to delegate to family members accordingly and gives you a sense that you are making real progress as each room gets finished.

Decluttering can be a major process as you sift through each item in every room in the house. When it’s time to roll up your sleeves have a few boxes and garbage bags

Traditional Screed vs Liquid Screed

If you’ve ever tried to lay a floor on top of an uneven surface, you’ll know how difficult it can be. That’s why it is vital to have a screed laid first, so you have an even surface to work on. A screed typically consists of a mix of cement, sharp sand and water. It is used on top of the subfloor to give a more even base on which to lay whatever flooring you have in mind, such as carpet, tile, laminate or solid wood.

A screed can also be poured over and around underfloor heating pipes and other services. However some of these pipes should be laid inside a conduit, so they are capable of expanding and contracting without cracking the screed.

There are two types of screed you can lay – a traditional version and a liquid screed. Here we’ll delve into both so you can see what each has to offer.

Traditional screed

 

A traditional screed will take around five days to dry before it can be walked on. This process cannot be rushed either. A maximum of 120 square metres can be laid in a single day.

If the floor you have to cover is particularly large, you may

Advice on Getting the Best Mortgage Rate

Interest rates are still set at a historically-low level, but that may not last for much longer. While no one knows when they will start rising (not even the Bank of England), it makes sense to consider whether or not you have the best mortgage rate you can get.

A good mortgage rate will determine what your monthly repayments will be. It will also determine how much you will pay back over the next few years at the very least. If you can get a better rate than the one you have at the moment, it could save you a significant amount of money.

Opt for a cheap fixed deal

 

You can choose either a variable-rate mortgage, where the rate can vary frequently, or a fixed-rate mortgage. The latter will be fixed for a specific period of time. There are a variety of fixed-rate options to choose from – two years is usually the shortest, but you could also opt for three, five or even 10-year periods.

A fixed-rate deal gives you peace of mind that your mortgage payments won’t go up for the duration of the deal. It makes a lot of sense to get one of these at the moment, since

Christmas Clutter: Getting your home back to normal

The 12 days of Christmas are in the past, but there’s still a good chance that your Christmas clutter is staring you in the face. Honestly, there really is only one thing for it. This is the year that you are going to banish Christmas clutter forever. Better late than never.

Recycle, reuse, reduce

This is the mantra of any self-respecting minimalist. Essentially, if you haven’t used it in the last six months (or indeed since last Christmas) then it shouldn’t be in your home. Christmas clutter responds perfectly to this three-pronged approach:

‘Recycle’ your Christmas tree by taking it to your council recycling centre. They will chip it and turn it into much needed garden mulch. You can also recycle old wrapping paper as long as it isn’t that plasticky stuff (that will need to be thrown away) and Christmas cards. Those cardboard boxes you are keeping should also be headed for the recycling centre. other things that can be recycled to the charity shop include Christmas CD’s (surely you are using Spotify by now?), unwanted gifts and old decorations.

‘Reuse’ the presents you received but didn’t like. Have a box in your loft for gifts that will get the repurposing treatment.

17 Home Improvement Trends for 2016

Every year the home improvement market is flooded with an influx of trends. From small scale tweaks to full on renovations, there’s no shortage of inspiration out there. To help you create the perfect pad in 2016 we’ve put together a list of some of our favourites:

 

1. Two tone kitchen cabinets

Just because it’s primarily a functional room it doesn’t mean that kitchens should be neglected when it comes to interior style. This year we’ll see a focus on two tone kitchen cabinets. Keep upper surfaces in lighter tones for a clean aesthetic, with cupboards in darker shades for a touch of drama. Think creamy marble tops with timber cabinets.

 

 

2. Bringing outdoor textile in

Interior designers have always shown a love for bringing the outdoors in. This year we’ll start to see this concept displayed in more than just indoor plants. From textured canvas to cushioned wicker, outdoor materials are a stylish and durable way to keep rooms feeling fresh and breezy.

 

3. Coloured stainless steel appliances

This year will see interior design buffs say farewell to traditional white and silver appliances, and hello to a brand new breed. Black stainless steel has created quite the buzz, with brands starting to introduce other radiant

Guide To Finding, Briefing And Making The Most Of A Lanna Architect!

Every person wants that their house design should be attractive! And, there are many people who work very hard to get their dream house. In this advanced world, there are many builders available which provide the house which is in ready possession. These houses are made very similar to the other houses in the colony. There are many people who want that their house should be unique and attractive in their colony. But it becomes impossible when you are purchasing the house from the builders. Many people purchase the plot from the builders and then they can construct their house according to their choice.

To construct the house according to one’s choice they need the suitable architect so that the architect can help them by providing the actual architecture and landscape design.

Architecture is the sector where the people learn to design the buildings or the houses. The architect is the person who works in this sector. In simple words, we can say that the architect is the person who is involved in designing the structure of the buildings or houses. The architect is responsible for planning and designing of the houses, apartments, commercial buildings and much more. These architects are also

How Sunjoy Gazebo Canopy Helps to Implement in Your Home or Garden?

If you are planning to remodel your house, then it would be great if you considered remodelling of the garden as well. While going for the garden remodelling, make sure that you think about the gazebo canopy as well. If you already have a gazebo, you can get it refinish. However, if you don’t have one already, it would be the best time to buy it. Here are some of the benefits of the Sunjoy gazebos.

Creates a perfect place for get together

There are several advantages of Sunjoy gazebo canopy. One of the biggest benefits is that creates a great shelter in the garden or courtyard where family can spend some really good time together. Being with the family for a while at least once in a day is a great idea and gazebo can bring them all together. It would be so much fun sipping the tea or coffee in the morning with the family. You can also plan a picnic with your family under the gazebo on a beautiful day of summer. If you want, you can also invite your friends over and have a barbeque party together. There are so many things you can do if you have